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Finance Application

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Get Finance Now

Simply review the terms and conditions listed on this page and when you’re ready, click on ‘Continue’ on the form on the right.

Step 1: Initial Application Criteria Checklist

* You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
* You must be older than 18 years of age
* Proof of identity by means of a NZ drivers licence, passport or firearms licence
Things you should know:
Finance Now's normal lending criteria and loan terms apply. Repayments shown are indicative only and include a Establishment Fee and a Monthly Service Fee. Full disclosure of all of the terms of your loan (including the Total Amount Payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has not been included in the payment amounts above.

Want to know how we assess applications? Read more here.

Indicative Weekly Payment Guide

6 months interest free!

We’ve teamed up with Finance Now to help you out with a quick, pre-approved finance for tyres or repairs.


  • No deposit finance available
  • Flexible payment terms from 12, 18, 24, 36 or 48 months
  • Instant online finance available – apply online, it’s easy to follow and takes a few minutes
  • View and manage your account online anytime, from anywhere
Financed Value
Weekly Payment
Total Repayment

Terms and Conditions

Weekly payments: All weekly payments are indicative and subject to change based on your selected loan amount and term. The payments are calculated based on a 24-month term, with the first 6 months interest-free followed by 18 months at an interest rate of 20.4% per annum. Additional fees: In addition to the interest rate, your weekly payments include a $1.80 monthly service fee and a $55 establishment fee. Please note that the specific details of applicable fees and the total amount repayable over the loan term can be confirmed with a detailed quote obtained in-store. Minimum finance requirement: Weekly payments of $3.00 are calculated from a minimum finance amount of $195. The minimum finance requirement may vary depending on the product or service being financed. Disclosure statement: A comprehensive Finance Now disclosure statement will be provided to you, outlining all the terms and conditions associated with your finance agreement. It is important to review and consider this statement before confirming your purchase. Finance Now terms and conditions: All finance offered on our website is subject to the terms and conditions set by Finance Now. It is essential to familiarize yourself with these terms and conditions as they govern the finance agreement. By utilising our website’s finance services, you agree to comply with and be bound by Finance Now’s terms and conditions. Approval criteria: The approval of your finance application is subject to Finance Now’s approval criteria. Please ensure you meet the eligibility requirements specified by Finance Now to increase the likelihood of approval.